We are a proud HUD-Approved Housing Counseling Agency and Adopter of the National Industry Standards offering Advisement and Group Workshops for Homebuyers and Homeowners. As funding permits, we also administer State & Federally funded grant programs for down payment/closing cost assistance and repairs.

We are a proud HUD-Approved Housing Counseling Agency and Adopter of the National Industry Standards offering Advisement and Group Workshops for Homebuyers and Homeowners. As funding permits, we also administer State & Federally funded grant programs for down payment/closing cost assistance and repairs.

We are a proud HUD-Approved Housing Counseling Agency and Adopter of the National Industry Standards offering Advisement and Group Workshops for Homebuyers and Homeowners. As funding permits, we also administer State & Federally funded grant programs for down payment/closing cost assistance and repairs.

For first-time homebuyers to apply for downpayment assistance who are looking to purchase in Rensselaer County outside the City of Troy (Small Cities) or in the City of Troy including Lansingburgh (Homebuyer Incentive Program -H.I.P.). All future homebuyers who are interested must meet the following requirements to apply: Be a first-time homebuyer as defined by HUD Have already participated and completed Pre-Purchase counseling by a HUD Certified Counselor and education with a HUD Certified counseling agency. Have at least $1,500 in a bank account that has not been touched for the past 3 months. * This can be a culmination of bank accounts but must be your accounts. Have a Pre-Approval No outstanding credit obligations on your credit report MUST NOT be under contract on a home. Agree to reside in the home for a 10 years

In order to qualify for this program a participant must have experienced a financial hardship related to Covid-19. Our goal is to help individuals who have been affected by Covid-19, and are looking to establish or re-establish their credit.